Pension Planning and Advice, Pensions And Retirement Options From Isis Financial Planners, Independent Financial Advisers
Jane Mudge, APFS, ACII, Chartered Financial Planner, specialises in pensions advice and retirement planning and is one of the most qualified pensions advisers in the country. Jane can provide expert advice to help ensure that your retirement planning is tax efficient and provides the income you want for your later years.
Together with her highly experienced colleagues, Maggie Fleming (tax expert) and Louis Letourneau(investments) Jane can offer you a holistic and very personal approach to financial planning and wealth management and planning for your retirement.
This page provides advice onthe basics of pension and retirement planning and we provide you with more details on pensions and planning for your retirement.
If you would like to talk to Jane about advising on pensions and planning for your retirement then please contact Isis Financial Planners.
Retirement provision includes both planning for your retirement and also planning your retirement income once you get close to or reach retirement age.
George Foreman famously remarked ‘the question isn't at what age I want to retire, it's at what income' and that's exactly the issue.
Our pensions advice will help you with the following options:
- Consider one of the specialist plans available such as a stakeholder pension, personal pension or self-invested personal pension
- Use an alternative savings vehicle such as individual savings accounts or even property purchase.
- Do nothing and rely on the state pension
Jane can offer adviceon what is best for you and help you make sense of any existing arrangements that you might have accumulated.
Saving for retirement is often the easiest issue to address. We all want to have as much retirement income as possible but savings need to be affordable - it's no good putting too much away at the expense of living today. It is possible to target a level of income in retirement but this isn't always an easy process. We can help you by recommending a strategy for you. In doing this, we'll take into account issues such as your attitude to risk, affordability and any existing plans that you might have. We'll guide you around the minefield of terminology and legislative issues that need to be considered.
Far more complicated is the issue of how to take your retirement benefits once you are at retirement and this is where our specialist pensions advice can be very beneficial. The most common way of securing pension income is with the purchase of an annuity, but this is no longer straightforward. There is a raft of alternatives to consider and this is where Jane's expertise will help.
Do you live in Oxford, Oxfordshire, the Cotswolds, London, Brighton, Sussex or further afield? We would love to talk to you about your own pension and retirement planning. For expert pension advice Contact Isis Financial Planners.
I M, London
"This specialist team punches well above it's weight."
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Senia & Francois, London
"We have been clients of Louis and Maggie for over 12 years and they have provided an excellent financial advice service." Read more
Pension Case Studies - Pension Funding
"The regular reviews have been invaluable and I’m sure that I would never have known about salary sacrifice without guidance from Jane."
Pension Case Studies - Income In Retirement - Drawdown
"I'm very happy with the level of income and the tax efficiency of the arrangement which suits me very well."
